Klivvr Introduces K.ai: A New AI Financial Assistant to Simplify Money Management in Egypt

Klivvr has officially launched its new AI-powered financial assistant, K.ai, right inside its app! This move shows a rapid shift towards offering a smarter and more interactive financial experience for users in the Egyptian market, really boosting how technology can simplify everyday money management.

Introducing Egypt's First Interactive AI Financial Assistant

Klivvr, the innovative digital app that gives users full control over their financial journey, announced the launch of K.ai. This marks Egypt's first interactive AI-powered financial assistant within a FinTech application, highlighting the company's goal to redefine personal money management in the Egyptian market. K.ai is designed to make the Klivvr app even better by providing a personalized and interactive AI financial assistant. Instead of just showing stats and numbers, it lets users easily and clearly control their financial information through a conversational style within the app. The new assistant also offers an interactive experience that helps users understand their spending habits, track recent expenses and transactions in a simpler and smoother way. Plus, it can help you find the best deals on different products and instantly and smartly calculate expected installment values. Klivvr shared that it has invested over $10 million in technology development since its start, all part of its vision to build a smarter and easier digital financial experience for users. The company emphasized that this step is a game-changer in the Egyptian market, as Klivvr is the first financial app in Egypt to offer an interactive AI experience integrated within a financial services app. This truly reshapes how users manage their finances. Ansi Sawiris, Co-founder of Klivvr, shared his excitement: “Today, we're opening a new chapter in Egypt's FinTech history. With K.ai, for the first time ever in a commercial financial app in the Egyptian market, we're putting a smart financial assistant directly into users' hands. It speaks their language, understands their daily lives, and turns their money experience into a simple conversation. From day one, we believed that Egyptian users deserve a financial experience as advanced as any globally, and today we're proving it. K.ai isn't just a new feature; it's the start of a new phase in how Egyptians relate to their money.” Niels Bachtler, Co-founder and CEO of Klivvr, added: “True innovation in FinTech isn't just about launching new features; it's about building products that naturally fit into people's daily lives. With K.ai, we're focusing on developing an experience that makes accessing financial information and making spending and purchasing decisions easier and faster, in a way that aligns with the digital generation's lifestyle. This move reflects Klivvr's direction towards building financial services that are closer to the user and more adaptable to their changing needs.” Omar Sherif, Co-founder and CTO of Klivvr, also commented: “We built Klivvr from the ground up as a data-driven company because we always believed that AI could play a real role in improving how people manage their money. With K.ai, customers can now ask questions, understand their financial situations more clearly, and get instant insights into everything related to their Klivvr accounts whenever they need it. Our goal is to provide a more personalized, transparent, and useful banking experience in everyday life. I'm incredibly proud of the team behind K.ai for developing an experience that embodies this vision.” Klivvr was founded by a distinguished team of technology experts and entrepreneurs, aiming to provide innovative financial solutions that meet the demands of the digital age and support financial inclusion. The company continuously develops its technical ecosystem to offer smart tools that give users greater control over their daily financial affairs simply and securely, strengthening its position as a pivotal player in shaping the future of digital financial services.

About Klivvr Electronic Payments

Klivvr is a FinTech company founded in Egypt in 2021. It offers integrated digital financial solutions, including payment and lending services, aiming to give users greater control over their daily financial experience. This is achieved through a payment card linked to a smart app that allows users to track expenses, manage budgets, and benefit from a comprehensive suite of digital financial services. In 2023, the company received approval from the Central Bank of Egypt, a crucial milestone in its growth and expansion journey within the Egyptian market. In 2024, Klivvr also launched Klivvr Family, Egypt's first family banking product. This service allows families to manage household expenses from a single account, issue up to 5 individual cards for family members, track spending in real-time, set usage limits for each card, and even enjoy double reward points on transactions. In 2025, Klivvr launched its Consumer Finance (BNPL) product, offering financing up to 500,000 Egyptian Pounds with repayment periods of up to 60 months, in collaboration with over 300 merchants and partners in the Egyptian market. Throughout 2026, the company continued to expand its digital ecosystem by launching a comprehensive loyalty program and the K.Shop marketing platform within the app. This was aimed at providing a more integrated and flexible financial experience for users. As a result, Klivvr's user base surpassed 700,000 users.